Unity National Bank’s Automated Clearing House (ACH) processing is the fastest, easiest and most efficient method of transferring funds electronically.  Our partnership with ACH Commerce provides your company with web based funds transfer tools, creating new solutions, additional options and flexibility in your funds management strategies. 

   Features of Unity National Bank’s ACH Solution Tools...

• Direct Deposit of Payroll - Eliminate writing payroll checks. Employees get their funds on time without making a special trip to the bank.
• Direct Debit - Receive fees and other payments from customers automatically by debiting their account and directly crediting the funds to your account.
• Cash Management - For companies with several locations, utilize this service in lieu of wire transfers saving time and money.
• Internet And Phone Checks - Allows your customers to remit payments to you by electronic check via the internet.
• Check Conversion - Allows you to convert paper checks received by mail or in person to electronic items, potentially automating your accounts receivable system and enhancing your funds availability.
• Electronic Check Re-Presentment - You may convert returned checks for repayment electronically.

Advantages...

• Save trips to the bank
• Electronic items are paid prior to paper items, improving your cash flow
• Returned items are brought to your attention faster
• Less expensive than credit card discount fees
• Save on commercial analysis charges by cutting per item fees

   Unity National Bank's Electronic Processing Tools:

• Two check conversion tools to convert paper checks received in person or by mail. One converts 350 checks per hour while the other converts 60-90 items per minute. Both tools support check imaging and capturing of remittance data
• Internet entry for keying of transactions, downloading of returned item information, plus custom data for importing information to your accounts receivables.
• Real-time gateway for server-to-server posting with effective authentication and
• verification of items processed
• If you have the ability to export data from your existing system, you may send it via the secure web-delivery interface and the data will be converted for processing

Let us provide a demonstration on how Unity National Bank's electronic processing avenues can benefit your business. It's more than a hope of better business banking; it's a promise.

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