Remote Deposit Capture is our latest technology which utilizes hardware installed in your place of business.  It allows you to scan images of checks you receive from your customers and vendors creating digital images of the checks; and transmits those images to us, instead of making a trip to the bank.  After which, we post the deposit to your account – without you ever leaving your office!

What are the benefits of Remote Deposit Capture

• Saves time by making non-cash deposits electronically without leaving your office
• Elimination of the trip to the bank and/or courier fees reduces company liability and employee productivity.
• Allows flexibility to make deposits throughout the day when it is convenient for you.
• Safeguards may be customized to meet your needs such as dual control.
• Images available immediately allowing easy access for research as checks deposited are instantly available and stored on your computer providing you with electronic copies when you need them.
• You may make deposits into multiple accounts.
• No expensive equipment to purchase.

Is Remote Deposit Capture secure?

Unity National Bank’s Remote Deposit Capture product is up to date with all current security practices.  Standard industry security features are used to secure all data.  Only customers and bank employees with correct login credentials are able to access the data.

How does Remote Deposit Capture work?

1. After our Technical Associate installs a scanner and software to your computer, checks received at your locations are scanned to create a digital deposit. This digital image provides copies of the front and back of the check.
2. Once you complete your digital deposit ensuring the total amount to be deposited balances to the batch of checks scanned, it is electronically transmitted through the Internet to Unity National Bank for review.  
3. We then transmit the deposit to be posted into your account.

What will I need to be able to electronically send my business deposits to the bank?

Basic Equipment Requirements:

• PC
• High Speed Internet Access (Dial Up Internet Connection will not work.)
• Internet Explorer
• 128-bit encryption, the highest level of security available.

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