Using your Debit Card is easy.  Using your Debit Card and signing for your purchases is Easy and Rewarding!  Our partnership with ScoreCard allows you to accumulate points for fabulous prizes! You use your ScoreCard® for everyday life; to purchase groceries; to pay for an oil change. Even to buy that last minute gift for a friend. So, while you’re busy taking care of your life, who’s taking care of you? Your ScoreCard.  Each purchase you make with your card earns you valuable Bonus Points you can redeem for brand name merchandise and exciting travel rewards.

When you use your pen and sign for your debit card purchases instead of using your PIN you will:

• Earn valuable ScoreCard® Gift and Travel awards
• Have the right to dispute card charges
• Provide another verification tool to combat fraud

Using your signature is easy! Simply follow these steps:

• When you are asked for your PIN number or prompted to choose "credit" or "debit," choose "credit" and sign.
• Be sure to sign the sales receipt when available. In some cases, you will not need to sign a sales receipt, such as paying for gas at the pump. Just choose "credit" and you will receive the same benefits.
• Now you are a step closer to choosing your next valuable award.

It's that simple. And when you use your signature for your debit purchases, you get to enjoy all the benefits that come with it - including ScoreCard Gift and Travel awards!

FREQUENTLY ASKED QUESTIONS

How do I earn points?
You can earn 1 point for every $2 you spend by making a signature-based transaction.

What is a signature-based transaction?
When using your debit card to make a purchase, you usually have the option of making a "debit" transaction or a "credit" transaction. In order for the transaction to be a "signature-based transaction," you must choose "credit." Rather than entering a PIN, you will be required to sign a receipt. The end result is the same as if you choose debit.

When do I begin earning points?
You begin earning points immediately. You can check your points earned by visiting www.scorecardrewards.com or by clicking on the Scorecard icon.

What can I redeem my points for?

Gifts & Gadgets	Destinations
Appliances	Air Travel
Electronics	Cruises
Fashion	Vacation Packages
Housewares
Sporting Goods

How do I redeem points?
Visit the web site www.scorecardrewards.com; you'll be amazed at the merchandise available. Choose from categories like Appliances, Lawn and Garden and Sporting Goods, and from brand names like Black & Decker®, Nike®, and Toshiba®.

You can also search for awards by Bonus Point level, so you will always know how many more Bonus Points you'll need for that "must have" reward. Once you've earned enough Bonus Points to redeem, you can send in your order online or through regular mail. It's that easy!

When it comes to travel, ScoreCard has something for every preference and every Bonus Point level. You can choose to cruise in style around Alaska or fly off to Montreal or New York City for a big city vacation. You can also redeem your Bonus Points to visit your family by plane in just about any part of the world.

Purchase airline tickets, redeem Bonus Points or check your point balance at
www.scorecardrewards.com.
For personal travel assistance call 800-842-3006.
(Monday-Friday, 9AM-9PM-EST and Saturday-Sunday, 9AM-4:30PM-EST)

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