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24 Hour Night Depository

Unity National Bank offers at all locations an after hours depository. It is an inexpensive, convenient way to secure and deposit daily revenues. Night depository bags are available upon request.

1031 Tax Deferred Exchange

Unity National Bank acts as a Qualified Intermediary for your 1031 Tax Deferred Exchange. Thanks to IRC §1031, a properly structured exchange allows an investor to sell a property, to reinvest the proceeds in a new property and to defer all capital gain taxes.

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ATM Automatic Teller Machine

No matter what time it is, day or night, customers may withdraw cash from their account. A convenient, accessible and dependable way to withdraw cash from your bank account 24 hours a day, seven days a week at no charge. As a Unity National Bank customer, you may access your money at any ATM without incurring a foreign ATM fee.

Direct Deposit

This convenient service ensures that your social security, retirement benefit, or payroll check is safely deposited to your account and ready to use, even when you're away from home.

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eVue Statements

An eVue Statement from Unity National Bank allows you to view your statement through the internet, and by way of a personalized home page you may use to access documents archived for you. In addition, Unity National Bank can send e-mail notifications to you each time a new document is available.

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Online Banking with Bill Pay

It’s like having a branch office of Unity National Bank at your fingertips ...wherever you have internet access. You may conduct a host of transactions with the stroke of a few keys on your keypad. Online Banking is our way of opening the doors to the bank and to your account information around the clock, and around the world. Best of all, we offer this service FREE of charge!

  • Balance your checkbook
  • Apply for deposit accounts
  • Transfer funds between accounts
  • Make loan payments
  • View images of checks and deposits
  • Reorder checks
  • Get the latest rate information
  • Use our financial calculators
  • Download transactions to Quicken® or Microsoft Money®
  • Request stop payments on checks
  • Send and receive secure messages to bank personnel

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Sweep / Overdraft Protection

Our Sweep feature gives you the peace of mind of knowing that funds will be transferred from your designated checking, savings or line of credit if your checking account is ever running low and best of all, there is not a charge for the protection.

Treasury Tax & Loan Deposits

Want to get rid of coupons? You can! Enroll in the Electronic Federal Tax Payment System.

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Wire Transfers  

Wire transfers allow funds to be moved from one financial institution to another. These funds are electronically sent through the Federal Reserve Banking System, and normally take place within the same day.

Wire Transfer Instructions

Wire to:

Silverton Bank, Atlanta, GA
ABA# 061003415

FOR CREDIT TO:
Unity National Bank, Cartersville, GA
*     Account # 1006111960

FOR FURTHER CREDIT TO:
Customer Name (As on the account):____________
Customer Account # to be credited:_____________

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Service Fees

ATM/Debit Card Capture

$ 12.00

ATM/Debit Card Pin Replacement

$ 5.00

ATM/Debit Card Replacement

$ 5.00

Account Activity Printout

$ 5.00

Account Balancing

$ 25 per hr

Account Closed within 90 days

$ 10.00

Cashiers Checks

$ 5.00

Non Customers

$ 10.00

Chargeback

$ 5.00

Special Handling Chargeback

$ 10.00

Special Handling Checks Returned Unpaid

$ 10.00

Check Cashing

$ 10 or 1% of check amt.

Check Copies

$ 3.00

Photo Copies

$ 0.25

Dormant Fees

N/C

eVue Statements

N/C

EZPay (Bill Pay)

N/C

Gift Cards - Customers

$ 3.00

Gift Cards - Non Customers

$ 5.00

Payment cancelled after cut-off time

$ 30.00

Payments returned due to customer error

$ 7.00

Proof of payment not necessitated by a dispute

$ 12.00

Written merchant correspondence

$ 12.00

Special Statement Cutoff

$ 5.00

Incoming Collections

$ 10.00

Incoming Wires

$ 10.00

International Wire Incoming

$ 45.00

International Wire Outgoing

$ 50.00

Legal Papers

$ 75.00

Levies

$ 75.00

Night Depository Bags

$ 45.00

NSF Items

$ 30.00

Online Banking

N/C

Outgoing Collections

$ 10.00

Outgoing Wires

$ 15.00

Research Fees

$ 25 per hr

Statement Copies with Images

$ 10.00

Garnishments

$ 150.00 minimum

Stop Pay

$ 30.00

Sweep

N/C

Telephone Transfers

N/C

Travelers Check Cards

$2.00 per $100


Safe Box Fees**

 


*20% Discount

3 X 10

$ 30.00

$ 24.00

5 X 10

$ 50.00

$ 40.00

10 X 10

$ 80.00

$ 64.00

* Seniors and Shareholders receive a 20% discount on their safe box rental.

**contents not insured

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Member FDIC
Unity National Bank

To report lost or stolen ATM/Debit Card 1-800-500-1044
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